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Making healthcare coverage available to employees is one thing. Making care truly accessible is quite another.
This plan includes four free visits to make it even easier for your employees to see the doctors and specialists they need and get the care that’s most important to their health.
| Commonly used benefits | Primary care office visits | First 4 visits $0, then deductible + coinsurance |
| Specialist office visits | First 4 visits $0, then deductible + coinsurance | |
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Who EssentialCare is good for:
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Virtual care visits through CirrusMD | $0 |
| Mental health office visits | First 4 visits $0, then deductible + coinsurance | |
| Urgent care | First 4 visits $0, then deductible + coinsurance | |
| Physical therapy & chiropractic visits | First 4 visits $0, then deductible + coinsurance | |
| Common lab list | $0 |
Two Rx plans to choose from:
| Retail Tier 1 | $5 |
| Retail Tier 2 | $10 |
| Retail Tier 3 | $60 |
| Retail Tier 4 | 50% |
Enjoy lower monthly premiums, predictable copays for Tier 1 medications, and contracted rates on higher-tier drugs before meeting the deductible.
| Retail Tier 1 | $5 |
| Retail Tier 2 | $0 after deductible |
| Retail Tier 3 | Deductible + coinsurance |
| Retail Tier 4 | Deductible + coinsurance |
certified clinicians, available 24/7 through CirrusMD |
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Our level-funded plans include administrative services provided by TXM Holdings LLC dba Texicare and its partners. Stop-loss insurance is underwritten by Texicare Health Insurance Company, licensed in Texas.
