Total whole-body healthcare for employees and their families

This plan includes four $0 visits each, per member, to different doctors every year to make it easier to get care without worrying about costs.

TotalCare

Commonly used benefits	Primary care office visits	First 4 visits $0, then deductible + coinsurance
Commonly used benefits	Specialist office visits	First 4 visits $0, then deductible + coinsurance
Who TotalCare is good for: Young Families Those with chronic conditions Those who don't want to pay out-of-pocket for basic care	Virtual care visits through CirrusMD	$0
	Mental health office visits	First 4 visits $0, then deductible + coinsurance
	Urgent care	First 4 visits $0, then deductible + coinsurance
	Physical therapy & chiropractic visits	First 4 visits $0, then deductible + coinsurance
	Common lab list	$0

Two Rx plans to choose from:

Rx SECURE

Provides security through set copays,
ensuring predictable and manageable costs
for medications.

Retail Tier 1	$5
Retail Tier 2	$10
Retail Tier 3	$60
Retail Tier 4	50%

Rx SAVE

Enjoy lower monthly premiums, predictable copays for Tier 1 medications, and contracted rates on higher-tier drugs before meeting the deductible.

Retail Tier 1	$5
Retail Tier 2	$0 after deductible
Retail Tier 3	Deductible + coinsurance
Retail Tier 4	Deductible + coinsurance

All other services such as emergency room, outpatient surgery, or inpatient hospital stays are subject to the deductible and coinsurance. Coinsurance varies by plan.

Coverage Includes:

Virtual primary and urgent care in under 60 seconds with board certified clinicians, available 24/7 through CirrusMD	Virtual urgent and primary care typically in under 60 seconds with board certified clinicians, available 24/7 through CirrusMD
Comprehensive benefits for mental health care
$0 Preventative care by in-network providers
Access to quality and convenient care with the network
Stop Loss protection from unexpected high medical claims
Transparency into claims costs and pharmacy rebates
Member support available for questions on benefits, network and claims

TotalCare is a level-funded plan.

Our level-funded plans include administrative services provided by TXM Holdings LLC dba Texicare and its partners. Stop-loss insurance is underwritten by Texicare Health Insurance Company, licensed in Texas.